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Beginnings Deposit Rates
Headquartered in Ithaca, NY. 15 branches. Updated May 24, 2026.
Visit credit union site →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.00% | Beginnings | Open | Ithaca, NY | Site ↗ |
| 3.75% | Beginnings | 6 mo | Ithaca, NY | Site ↗ |
| 3.75% | Beginnings | 1 yr | Ithaca, NY | Site ↗ |
| 3.75% | Beginnings | 2 yr | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 6 mo | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 1 yr | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 2 yr | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 3 yr | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 4 yr | Ithaca, NY | Site ↗ |
| 3.60% | Beginnings | 5 yr | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 6 mo | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 1 yr | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 2 yr | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 3 yr | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 4 yr | Ithaca, NY | Site ↗ |
| 3.50% | Beginnings | 5 yr | Ithaca, NY | Site ↗ |
| 3.40% | Beginnings | 3 yr | Ithaca, NY | Site ↗ |
| 3.40% | Beginnings | 4 yr | Ithaca, NY | Site ↗ |
| 3.40% | Beginnings | 5 yr | Ithaca, NY | Site ↗ |
| 3.25% | Beginnings | 3 mo | Ithaca, NY | Site ↗ |
| 3.10% | Beginnings | 3 mo | Ithaca, NY | Site ↗ |
| 3.00% | Beginnings | 3 mo | Ithaca, NY | Site ↗ |
| 1.75% | Beginnings | Open | Ithaca, NY | Site ↗ |
| 0.75% | Beginnings | Open | Ithaca, NY | Site ↗ |
| 0.60% | Beginnings | Open | Ithaca, NY | Site ↗ |
Branches
| Branch | Address | Phone |
|---|---|---|
| 1030 Craft Road | 1030 Craft Rd, Ithaca, NY, 14850 | 6072578500 |
| C-Ns Northstars Branch | 6002 NY-31, Cicero, NY, 13039 | 3156568220 |
| Port Watson Street | 182 Port Watson St, Cortland, NY, 13045-2812 | 6077531840 |
| Route 281 Cortland | 3910 State Route 281, Tops Plaza, Cortland, NY, 13045-8851 | 6077566959 |
| East Syracuse | 7200 Kirkville Rd, East Syracuse, NY, 13057-9414 | 3156568220 |
| Esm Spartan Branch | 6400 Fremont Rd, East Syracuse, NY, 13057 | 3156568220 |
| 1050 Craft Rd | 1050 Craft Rd, Ithaca, NY, 14850 | 6072578500 |
| Campus Store | 15 Central Ave, Ithaca, NY, 14853-5901 | 6072555111 |
| Commons Branch | 200-204 E. State Street, Ithaca, NY, 14850 | 6072578500 |
| East Hill | 1022 Ellis Hollow Rd, Ithaca, NY, 14850-2808 | 6072771292 |
| Ithaca College | 953 Danby Rd, Egbert Hall Rm 328-329, Ithaca College, Ithaca, NY, 14850-7000 | 6072743395 |
| Meadow Street | 409 N Meadow St # 13, Ithaca, NY, 14850-3226 | 6072753322 |