Best IRA CD Rates Near Richmond, VA
25 current offers from credit unions with branches in or near Richmond. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 3.95% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.88% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.85% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.80% | 1St Advantage | 4 mo | Richmond, VA | Site ↗ |
| 3.78% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.76% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.75% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.70% | Virginia | 1 yr | Richmond, VA | Site ↗ |
| 3.50% | 1St Advantage | 8 mo | Richmond, VA | Site ↗ |
| 2.85% | 1St Advantage | 11 mo | Richmond, VA | Site ↗ |
| 2.75% | 1St Advantage | 2 yr | Richmond, VA | Site ↗ |
| 2.75% | 1St Advantage | 3 yr | Richmond, VA | Site ↗ |
| 2.75% | 1St Advantage | 4 yr | Richmond, VA | Site ↗ |
| 2.75% | 1St Advantage | 5 yr | Richmond, VA | Site ↗ |
| 2.00% | 1St Advantage | 40 mo | Richmond, VA | Site ↗ |
| 1.95% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 1.75% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 1.55% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 1.50% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 1.35% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 1.20% | 1St Advantage | 6 mo | Richmond, VA | Site ↗ |
| 1.00% | 1St Advantage | 1 yr | Richmond, VA | Site ↗ |
| 0.95% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 0.90% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |
| 0.80% | Navy Federal Credit Union | Open | Richmond, VA | Site ↗ |