Best IRA CD Rates at Utah Credit Unions
25 current offers from 12 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.10% | Deseret First | 2 yr | West Valley City, UT | Site ↗ |
| 4.05% | Lu 354 I B E W | 2 yr | Salt Lake City, UT | Site ↗ |
| 4.05% | Ascent | 2 yr | Ogden, UT | Site ↗ |
| 4.05% | Canyon View | 2 yr | West Jordan, UT | Site ↗ |
| 4.05% | Cyprus | 2 yr | West Jordan, UT | Site ↗ |
| 4.05% | Ascent | 3 yr | Ogden, UT | Site ↗ |
| 4.05% | Deseret First | 5 yr | West Valley City, UT | Site ↗ |
| 4.00% | Utah First | Open | Salt Lake City, UT | Site ↗ |
| 4.00% | Ascent | 6 mo | Ogden, UT | Site ↗ |
| 4.00% | Ascent | 1 yr | Ogden, UT | Site ↗ |
| 4.00% | Lu 354 I B E W | 2 yr | Salt Lake City, UT | Site ↗ |
| 4.00% | Canyon View | 30 mo | West Jordan, UT | Site ↗ |
| 4.00% | Deseret First | 3 yr | West Valley City, UT | Site ↗ |
| 4.00% | Canyon View | 3 yr | West Jordan, UT | Site ↗ |
| 4.00% | Cyprus | 3 yr | West Jordan, UT | Site ↗ |
| 4.00% | Lu 354 I B E W | 3 yr | Salt Lake City, UT | Site ↗ |
| 4.00% | Canyon View | 4 yr | West Jordan, UT | Site ↗ |
| 4.00% | Deseret First | 4 yr | West Valley City, UT | Site ↗ |
| 4.00% | Cyprus | 4 yr | West Jordan, UT | Site ↗ |
| 4.00% | Lu 354 I B E W | 4 yr | Salt Lake City, UT | Site ↗ |
| 4.00% | Lu 354 I B E W | 5 yr | Salt Lake City, UT | Site ↗ |
| 4.00% | Canyon View | 5 yr | West Jordan, UT | Site ↗ |
| 4.00% | Cyprus | 5 yr | West Jordan, UT | Site ↗ |
| 3.95% | Utah First | Open | Salt Lake City, UT | Site ↗ |
| 3.95% | Canyon View | 6 mo | West Jordan, UT | Site ↗ |