Best Savings Rates Near Houston, TX
25 current offers from credit unions with branches in or near Houston. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.26% | Energy Capital | 7 mo | Houston, TX | Site ↗ |
| 4.25% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.07% | Members Choice | Open | Houston, TX | Site ↗ |
| 4.05% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.00% | Southwest Airlines | Open | Houston, TX | Site ↗ |
| 3.91% | Gulf Coast Educators | Open | Houston, TX | Site ↗ |
| 3.91% | Gulf Coast Educators | 1 yr | Houston, TX | Site ↗ |
| 3.85% | Gulf Coast Educators | Open | Houston, TX | Site ↗ |
| 3.85% | Gulf Coast Educators | 1 yr | Houston, TX | Site ↗ |
| 3.80% | Gulf Coast Educators | 6 mo | Houston, TX | Site ↗ |
| 3.80% | Gulf Coast Educators | 18 mo | Houston, TX | Site ↗ |
| 3.75% | Gulf Coast Educators | 6 mo | Houston, TX | Site ↗ |
| 3.75% | Energy Capital | 6 mo | Houston, TX | Site ↗ |
| 3.75% | Gulf Coast Educators | 18 mo | Houston, TX | Site ↗ |
| 3.55% | Gulf Coast Educators | 2 yr | Houston, TX | Site ↗ |
| 3.50% | Gulf Coast Educators | 2 yr | Houston, TX | Site ↗ |
| 3.46% | United Energy | 1 yr | Houston, TX | Site ↗ |
| 3.40% | United Energy | 1 yr | Houston, TX | Site ↗ |
| 3.30% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.29% | Gulf Coast Educators | 3 yr | Houston, TX | Site ↗ |
| 3.25% | Gulf Coast Educators | 3 yr | Houston, TX | Site ↗ |
| 3.03% | Gulf Coast Educators | 4 yr | Houston, TX | Site ↗ |
| 3.03% | Gulf Coast Educators | 5 yr | Houston, TX | Site ↗ |
| 3.02% | Gulf Coast Educators | Open | Houston, TX | Site ↗ |
| 3.00% | Members Choice | Open | Houston, TX | Site ↗ |