Best IRA CD Rates Near Houston, TX
25 current offers from credit unions with branches in or near Houston. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.34% | Advancial | 5 yr | Houston, TX | Site ↗ |
| 4.33% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.24% | Advancial | 5 yr | Houston, TX | Site ↗ |
| 4.14% | Advancial | 5 yr | Houston, TX | Site ↗ |
| 4.13% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.07% | Synergy | Open | Houston, TX | Site ↗ |
| 4.02% | Synergy | Open | Houston, TX | Site ↗ |
| 4.02% | Houston Police | Open | Houston, TX | Site ↗ |
| 3.97% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.97% | Synergy | Open | Houston, TX | Site ↗ |
| 3.95% | Synergy | Open | Houston, TX | Site ↗ |
| 3.93% | Advancial | 4 yr | Houston, TX | Site ↗ |
| 3.92% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.92% | Synergy | Open | Houston, TX | Site ↗ |
| 3.87% | Synergy | Open | Houston, TX | Site ↗ |
| 3.87% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.83% | Advancial | 4 yr | Houston, TX | Site ↗ |
| 3.82% | Synergy | Open | Houston, TX | Site ↗ |
| 3.82% | Houston Police | Open | Houston, TX | Site ↗ |
| 3.76% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.76% | Synergy | Open | Houston, TX | Site ↗ |
| 3.75% | First Service | 1 yr | Houston, TX | Site ↗ |
| 3.75% | Southwest Airlines | 4 yr | Houston, TX | Site ↗ |
| 3.72% | Advancial | 4 yr | Houston, TX | Site ↗ |
| 3.71% | Synergy | Open | Houston, TX | Site ↗ |