Best IRA CD Rates at Texas Credit Unions
25 current offers from 72 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 6.50% | Texas Plains | Open | Amarillo, TX | Site ↗ |
| 5.12% | A+ | Open | Austin, TX | Site ↗ |
| 4.34% | Advancial | 5 yr | Dallas, TX | Site ↗ |
| 4.33% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.24% | Advancial | 5 yr | Dallas, TX | Site ↗ |
| 4.14% | Advancial | 5 yr | Dallas, TX | Site ↗ |
| 4.13% | Texas Bay | Open | Houston, TX | Site ↗ |
| 4.07% | Synergy | Open | San Antonio, TX | Site ↗ |
| 4.02% | Synergy | Open | San Antonio, TX | Site ↗ |
| 4.02% | Houston Police | Open | Houston, TX | Site ↗ |
| 4.02% | Abilene Teachers | 3 yr | Abilene, TX | Site ↗ |
| 4.00% | Rave Financial | Open | Beaumont, TX | Site ↗ |
| 4.00% | Beacon | 1 yr | La Porte, TX | Site ↗ |
| 3.97% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.97% | Synergy | Open | San Antonio, TX | Site ↗ |
| 3.95% | Synergy | Open | San Antonio, TX | Site ↗ |
| 3.93% | Advancial | 4 yr | Dallas, TX | Site ↗ |
| 3.92% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.92% | Synergy | Open | San Antonio, TX | Site ↗ |
| 3.90% | Beacon | 6 mo | La Porte, TX | Site ↗ |
| 3.87% | Kelly Community | 1 yr | Tyler, TX | Site ↗ |
| 3.87% | Synergy | Open | San Antonio, TX | Site ↗ |
| 3.87% | Texas Bay | Open | Houston, TX | Site ↗ |
| 3.85% | My Community | 6 mo | Midland, TX | Site ↗ |
| 3.85% | Cal-Com | 1 yr | Port Lavaca, TX | Site ↗ |