Best Checking Rates at Texas Credit Unions
25 current offers from 62 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 6.10% | Rave Financial | Open | Beaumont, TX | Site ↗ |
| 6.00% | Pecu | Open | Austin, TX | Site ↗ |
| 5.12% | Synergy | Open | San Antonio, TX | Site ↗ |
| 5.00% | Neighborhood | Open | Dallas, TX | Site ↗ |
| 5.00% | First Community | Open | Houston, TX | Site ↗ |
| 4.89% | Neighborhood | Open | Dallas, TX | Site ↗ |
| 4.51% | Energy Capital | Open | Houston, TX | Site ↗ |
| 4.24% | Intouch | Open | Plano, TX | Site ↗ |
| 4.00% | Community Service | Open | Huntsville, TX | Site ↗ |
| 4.00% | Star Of Texas | Open | Austin, TX | Site ↗ |
| 3.56% | Southwest Heritage | Open | Odessa, TX | Site ↗ |
| 3.51% | Texoma Community | Open | Wichita Falls, TX | Site ↗ |
| 3.50% | Gulf Coast | Open | Corpus Christi, TX | Site ↗ |
| 3.50% | Southwest Heritage | Open | Odessa, TX | Site ↗ |
| 3.45% | Texoma Community | Open | Wichita Falls, TX | Site ↗ |
| 3.40% | Southwest Financial | Open | Farmers Branch, TX | Site ↗ |
| 3.30% | Jsc | Open | Houston, TX | Site ↗ |
| 3.25% | Jsc | Open | Houston, TX | Site ↗ |
| 3.05% | Jsc | Open | Houston, TX | Site ↗ |
| 3.04% | Allied | Open | Arlington, TX | Site ↗ |
| 3.00% | Chemcel | Open | Bishop, TX | Site ↗ |
| 3.00% | Texoma Community | Open | Wichita Falls, TX | Site ↗ |
| 3.00% | Jsc | Open | Houston, TX | Site ↗ |
| 3.00% | Allied | Open | Arlington, TX | Site ↗ |
| 2.79% | Jsc | Open | Houston, TX | Site ↗ |