Best CD Rates at Texas Credit Unions
25 current offers from 90 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 6.00% | 4U | Open | Gainesville, TX | Site ↗ |
| 5.00% | A+ | 1 yr | Austin, TX | Site ↗ |
| 4.65% | Neches | 1 yr | Port Neches, TX | Site ↗ |
| 4.30% | Neches | 6 mo | Port Neches, TX | Site ↗ |
| 4.25% | Genco | Open | Waco, TX | Site ↗ |
| 4.25% | Neches | 1 yr | Port Neches, TX | Site ↗ |
| 4.09% | Neches | 6 mo | Port Neches, TX | Site ↗ |
| 4.07% | Harris County | 3 yr | Houston, TX | Site ↗ |
| 4.06% | Texas People | Open | Fort Worth, TX | Site ↗ |
| 4.05% | Intouch | Open | Plano, TX | Site ↗ |
| 4.05% | Texas Trust | Open | Arlington, TX | Site ↗ |
| 4.02% | Houston Police | Open | Houston, TX | Site ↗ |
| 4.02% | Chemcel | 6 mo | Bishop, TX | Site ↗ |
| 4.01% | Texas People | Open | Fort Worth, TX | Site ↗ |
| 4.00% | First Community | Open | Houston, TX | Site ↗ |
| 4.00% | Rave Financial | Open | Beaumont, TX | Site ↗ |
| 4.00% | America'S | Open | Garland, TX | Site ↗ |
| 4.00% | Intouch | Open | Plano, TX | Site ↗ |
| 4.00% | Firstlight | Open | El Paso, TX | Site ↗ |
| 4.00% | Heritage Usa | 6 mo | Midland, TX | Site ↗ |
| 4.00% | America'S | 7 mo | Garland, TX | Site ↗ |
| 4.00% | Gulf Coast | 1 yr | Corpus Christi, TX | Site ↗ |
| 3.97% | Cherokee County Teachers | Open | Rusk, TX | Site ↗ |
| 3.97% | Synergy | Open | San Antonio, TX | Site ↗ |
| 3.97% | Houston Police | Open | Houston, TX | Site ↗ |