Best IRA CD Rates Near Memphis, TN
21 current offers from credit unions with branches in or near Memphis. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Kennedy Va Employees | Open | Memphis, TN | Site ↗ |
| 3.25% | Healthnet | 1 yr | Memphis, TN | Site ↗ |
| 3.04% | Fedtrust | 1 yr | Memphis, TN | Site ↗ |
| 2.75% | Healthnet | 2 yr | Memphis, TN | Site ↗ |
| 2.52% | Fedtrust | 1 yr | Memphis, TN | Site ↗ |
| 2.50% | Healthnet | 3 yr | Memphis, TN | Site ↗ |
| 2.27% | Fedtrust | 6 mo | Memphis, TN | Site ↗ |
| 2.25% | Healthnet | 4 yr | Memphis, TN | Site ↗ |
| 2.25% | Healthnet | 5 yr | Memphis, TN | Site ↗ |
| 0.75% | Fedtrust | 2 yr | Memphis, TN | Site ↗ |
| 0.60% | Memphis Municipal Employees | 5 yr | Memphis, TN | Site ↗ |
| 0.55% | Memphis Municipal Employees | 2 yr | Memphis, TN | Site ↗ |
| 0.37% | Memphis Municipal Employees | 1 yr | Memphis, TN | Site ↗ |
| 0.20% | Healthnet | Open | Memphis, TN | Site ↗ |
| 0.15% | Fedtrust | Open | Memphis, TN | Site ↗ |
| 0.08% | Kennedy Va Employees | 30 mo | Memphis, TN | Site ↗ |
| 0.07% | Memphis Municipal Employees | 1 yr | Memphis, TN | Site ↗ |
| 0.05% | Memphis Municipal Employees | 3 mo | Memphis, TN | Site ↗ |
| 0.05% | Memphis Municipal Employees | 6 mo | Memphis, TN | Site ↗ |
| 0.05% | Kennedy Va Employees | 18 mo | Memphis, TN | Site ↗ |
| 0.03% | Kennedy Va Employees | Open | Memphis, TN | Site ↗ |