Best IRA CD Rates at Tennessee Credit Unions
25 current offers from 29 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Kennedy Va Employees | Open | Memphis, TN | Site ↗ |
| 3.95% | Ten | 9 mo | Nashville, TN | Site ↗ |
| 3.90% | Trust | Open | Chattanooga, TN | Site ↗ |
| 3.85% | Trust | Open | Chattanooga, TN | Site ↗ |
| 3.82% | Northeast Community | Open | Elizabethton, TN | Site ↗ |
| 3.75% | Trust | Open | Chattanooga, TN | Site ↗ |
| 3.75% | Ten | 1 yr | Nashville, TN | Site ↗ |
| 3.65% | Ten | 3 mo | Nashville, TN | Site ↗ |
| 3.50% | Trust | Open | Chattanooga, TN | Site ↗ |
| 3.50% | Alcoa Tenn | 7 mo | Alcoa, TN | Site ↗ |
| 3.50% | Alcoa Tenn | 11 mo | Alcoa, TN | Site ↗ |
| 3.50% | Knoxville Tva Employees | 3 yr | Knoxville, TN | Site ↗ |
| 3.50% | Knoxville Tva Employees | 42 mo | Knoxville, TN | Site ↗ |
| 3.50% | Knoxville Tva Employees | 4 yr | Knoxville, TN | Site ↗ |
| 3.50% | Knoxville Tva Employees | 5 yr | Knoxville, TN | Site ↗ |
| 3.45% | Ten | 6 mo | Nashville, TN | Site ↗ |
| 3.30% | Northeast Community | 2 yr | Elizabethton, TN | Site ↗ |
| 3.25% | Epb Employees | Open | Chattanooga, TN | Site ↗ |
| 3.25% | Y-12 | Open | Oak Ridge, TN | Site ↗ |
| 3.25% | Trust | Open | Chattanooga, TN | Site ↗ |
| 3.25% | Healthnet | 1 yr | Cordova, TN | Site ↗ |
| 3.04% | Fedtrust | 1 yr | Memphis, TN | Site ↗ |
| 3.00% | Chattanooga First | 1 yr | Chattanooga, TN | Site ↗ |
| 2.75% | Y-12 | Open | Oak Ridge, TN | Site ↗ |
| 2.75% | Healthnet | 2 yr | Cordova, TN | Site ↗ |