Best Checking Rates at South Dakota Credit Unions
15 current offers from 7 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 6.05% | Highmark | Open | Rapid City, SD | Site ↗ |
| 5.85% | Northern Hills | Open | Sturgis, SD | Site ↗ |
| 4.50% | Highmark | Open | Rapid City, SD | Site ↗ |
| 0.50% | Northern Hills | Open | Sturgis, SD | Site ↗ |
| 0.20% | Area | Open | Aberdeen, SD | Site ↗ |
| 0.15% | Area | Open | Aberdeen, SD | Site ↗ |
| 0.15% | Healthcare Plus | Open | Aberdeen, SD | Site ↗ |
| 0.13% | Area | Open | Aberdeen, SD | Site ↗ |
| 0.10% | Healthcare Plus | Open | Aberdeen, SD | Site ↗ |
| 0.10% | Sentinel | Open | Ellsworth Afb, SD | Site ↗ |
| 0.05% | Northern Hills | Open | Sturgis, SD | Site ↗ |
| 0.05% | M O | Open | Huron, SD | Site ↗ |
| 0.05% | Dakotaland | Open | Huron, SD | Site ↗ |
| 0.05% | Healthcare Plus | Open | Aberdeen, SD | Site ↗ |
| 0.01% | Northern Hills | Open | Sturgis, SD | Site ↗ |