Best IRA CD Rates Near Philadelphia, PA
25 current offers from credit unions with branches in or near Philadelphia. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.07% | Freedom | 6 mo | Philadelphia, PA | Site ↗ |
| 4.07% | Freedom | 1 yr | Philadelphia, PA | Site ↗ |
| 4.07% | Freedom | 18 mo | Philadelphia, PA | Site ↗ |
| 3.91% | American Heritage | 1 yr | Philadelphia, PA | Site ↗ |
| 3.91% | American Heritage | 18 mo | Philadelphia, PA | Site ↗ |
| 3.85% | Ardent | Open | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 9 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 1 yr | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 13 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 15 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 18 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 20 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 2 yr | Philadelphia, PA | Site ↗ |
| 3.81% | Freedom | 2 yr | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 30 mo | Philadelphia, PA | Site ↗ |
| 3.81% | Freedom | 30 mo | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 3 yr | Philadelphia, PA | Site ↗ |
| 3.81% | Freedom | 3 yr | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 4 yr | Philadelphia, PA | Site ↗ |
| 3.81% | Freedom | 4 yr | Philadelphia, PA | Site ↗ |
| 3.81% | American Heritage | 5 yr | Philadelphia, PA | Site ↗ |
| 3.81% | Freedom | 5 yr | Philadelphia, PA | Site ↗ |
| 3.80% | Ardent | Open | Philadelphia, PA | Site ↗ |
| 3.75% | Ardent | Open | Philadelphia, PA | Site ↗ |
| 3.75% | American Heritage | 6 mo | Philadelphia, PA | Site ↗ |