Best IRA CD Rates Near Cincinnati, OH
24 current offers from credit unions with branches in or near Cincinnati. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 3.82% | St. James Parish | 1 yr | Cincinnati, OH | Site ↗ |
| 3.76% | St. James Parish | 18 mo | Cincinnati, OH | Site ↗ |
| 3.71% | St. James Parish | 2 yr | Cincinnati, OH | Site ↗ |
| 3.60% | Cincinnati Ohio Police | 1 yr | Cincinnati, OH | Site ↗ |
| 3.54% | Cincinnati Ohio Police | 1 yr | Cincinnati, OH | Site ↗ |
| 3.50% | Cincinnati Ohio Police | 6 mo | Cincinnati, OH | Site ↗ |
| 3.50% | Cincinnati Ohio Police | 9 mo | Cincinnati, OH | Site ↗ |
| 3.45% | Cincinnati Ohio Police | 18 mo | Cincinnati, OH | Site ↗ |
| 3.45% | Cincinnati Ohio Police | 6 mo | Cincinnati, OH | Site ↗ |
| 3.45% | Cincinnati Ohio Police | 9 mo | Cincinnati, OH | Site ↗ |
| 3.40% | Cincinnati Ohio Police | 18 mo | Cincinnati, OH | Site ↗ |
| 3.25% | Cincinnati Ohio Police | 2 yr | Cincinnati, OH | Site ↗ |
| 3.25% | Cincinnati Ohio Police | 30 mo | Cincinnati, OH | Site ↗ |
| 3.25% | Cincinnati Ohio Police | 3 yr | Cincinnati, OH | Site ↗ |
| 3.25% | Cincinnati Ohio Police | 4 yr | Cincinnati, OH | Site ↗ |
| 3.25% | Cincinnati Ohio Police | 5 yr | Cincinnati, OH | Site ↗ |
| 3.20% | Cincinnati Ohio Police | 2 yr | Cincinnati, OH | Site ↗ |
| 3.20% | Cincinnati Ohio Police | 30 mo | Cincinnati, OH | Site ↗ |
| 3.20% | Cincinnati Ohio Police | 3 yr | Cincinnati, OH | Site ↗ |
| 3.20% | Cincinnati Ohio Police | 4 yr | Cincinnati, OH | Site ↗ |
| 3.20% | Cincinnati Ohio Police | 5 yr | Cincinnati, OH | Site ↗ |
| 3.00% | Cincinnati Ohio Police | 3 mo | Cincinnati, OH | Site ↗ |
| 2.96% | Cincinnati Ohio Police | 3 mo | Cincinnati, OH | Site ↗ |
| 0.10% | Cincinnati Ohio Police | Open | Cincinnati, OH | Site ↗ |