Best IRA CD Rates at New York Credit Unions
25 current offers from 44 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.25% | Italo-American | Open | Glendale, NY | Site ↗ |
| 5.25% | Italo-American | 5 yr | Glendale, NY | Site ↗ |
| 5.00% | Italo-American | Open | Glendale, NY | Site ↗ |
| 5.00% | First Choice Financial | Open | Gloversville, NY | Site ↗ |
| 5.00% | Italo-American | 3 yr | Glendale, NY | Site ↗ |
| 4.75% | Italo-American | Open | Glendale, NY | Site ↗ |
| 4.75% | Italo-American | 2 yr | Glendale, NY | Site ↗ |
| 4.50% | Italo-American | Open | Glendale, NY | Site ↗ |
| 4.50% | Italo-American | 1 yr | Glendale, NY | Site ↗ |
| 4.15% | Utica Gas & Electric Emp | Open | New Hartford, NY | Site ↗ |
| 4.05% | Quorum | Open | Purchase, NY | Site ↗ |
| 4.05% | First Source | Open | New Hartford, NY | Site ↗ |
| 4.05% | First Source | 6 mo | New Hartford, NY | Site ↗ |
| 4.00% | Quorum | Open | Purchase, NY | Site ↗ |
| 4.00% | Ocean Financial | 6 mo | Oceanside, NY | Site ↗ |
| 4.00% | Utica Gas & Electric Emp | 1 yr | New Hartford, NY | Site ↗ |
| 3.98% | Quorum | Open | Purchase, NY | Site ↗ |
| 3.93% | Quorum | Open | Purchase, NY | Site ↗ |
| 3.85% | Syracuse Fire Department Employees | Open | Syracuse, NY | Site ↗ |
| 3.80% | First Heritage | 6 mo | Corning, NY | Site ↗ |
| 3.75% | Syracuse Fire Department Employees | Open | Syracuse, NY | Site ↗ |
| 3.75% | Quorum | Open | Purchase, NY | Site ↗ |
| 3.75% | Community Resource | 9 mo | Latham, NY | Site ↗ |
| 3.75% | Community Resource | 1 yr | Latham, NY | Site ↗ |
| 3.75% | Community Resource | 18 mo | Latham, NY | Site ↗ |