Best Checking Rates at New York Credit Unions
25 current offers from 27 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 7.00% | Americu | Open | Rome, NY | Site ↗ |
| 6.20% | Americu | Open | Rome, NY | Site ↗ |
| 6.00% | Americu | Open | Rome, NY | Site ↗ |
| 6.00% | Sunmark | Open | Latham, NY | Site ↗ |
| 5.25% | Cornerstone Community | Open | Lockport, NY | Site ↗ |
| 5.13% | Cornerstone Community | Open | Lockport, NY | Site ↗ |
| 5.00% | Jovia Financial | Open | Westbury, NY | Site ↗ |
| 5.00% | Nassau Financial | Open | East Meadow, NY | Site ↗ |
| 4.00% | Beginnings | Open | Ithaca, NY | Site ↗ |
| 4.00% | Quorum | Open | Purchase, NY | Site ↗ |
| 3.93% | Quorum | Open | Purchase, NY | Site ↗ |
| 3.58% | Americu | Open | Rome, NY | Site ↗ |
| 3.57% | Americu | Open | Rome, NY | Site ↗ |
| 3.00% | Sunmark | Open | Latham, NY | Site ↗ |
| 3.00% | Nassau Financial | Open | East Meadow, NY | Site ↗ |
| 3.00% | Great Meadow | Open | Granville, NY | Site ↗ |
| 1.75% | United Nations | Open | Long Island City, NY | Site ↗ |
| 1.25% | Quorum | Open | Purchase, NY | Site ↗ |
| 1.24% | Quorum | Open | Purchase, NY | Site ↗ |
| 1.00% | Nassau Financial | Open | East Meadow, NY | Site ↗ |
| 1.00% | Sunmark | Open | Latham, NY | Site ↗ |
| 1.00% | Americu | Open | Rome, NY | Site ↗ |
| 0.50% | Local 804 | Open | Port Washington, NY | Site ↗ |
| 0.40% | Fourleaf | Open | Bethpage, NY | Site ↗ |
| 0.35% | Beginnings | Open | Ithaca, NY | Site ↗ |