Best IRA CD Rates at New Jersey Credit Unions
25 current offers from 17 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.06% | Healthcare Employees | 9 mo | Princeton, NJ | Site ↗ |
| 4.06% | Healthcare Employees | 1 yr | Princeton, NJ | Site ↗ |
| 4.05% | Xcel | 1 yr | Bloomfield, NJ | Site ↗ |
| 4.00% | Edifi | Open | Willingboro, NJ | Site ↗ |
| 4.00% | Healthcare Employees | 9 mo | Princeton, NJ | Site ↗ |
| 4.00% | Edifi | 1 yr | Willingboro, NJ | Site ↗ |
| 4.00% | Healthcare Employees | 1 yr | Princeton, NJ | Site ↗ |
| 4.00% | Xcel | 18 mo | Bloomfield, NJ | Site ↗ |
| 3.95% | Healthcare Employees | 6 mo | Princeton, NJ | Site ↗ |
| 3.88% | Healthcare Employees | 6 mo | Princeton, NJ | Site ↗ |
| 3.82% | Healthcare Employees | 2 yr | Princeton, NJ | Site ↗ |
| 3.82% | Healthcare Employees | 3 yr | Princeton, NJ | Site ↗ |
| 3.80% | Hoboken School Employees | Open | Hoboken, NJ | Site ↗ |
| 3.75% | Healthcare Employees | 2 yr | Princeton, NJ | Site ↗ |
| 3.75% | Healthcare Employees | 3 yr | Princeton, NJ | Site ↗ |
| 3.66% | Edifi | Open | Willingboro, NJ | Site ↗ |
| 3.66% | Edifi | 1 yr | Willingboro, NJ | Site ↗ |
| 3.66% | Picatinny | 18 mo | Dover, NJ | Site ↗ |
| 3.66% | Edifi | 12 yr | Willingboro, NJ | Site ↗ |
| 3.65% | United Poles | Open | Perth Amboy, NJ | Site ↗ |
| 3.61% | Picatinny | 1 yr | Dover, NJ | Site ↗ |
| 3.56% | Edifi | Open | Willingboro, NJ | Site ↗ |
| 3.56% | Edifi | 1 yr | Willingboro, NJ | Site ↗ |
| 3.56% | Picatinny | 2 yr | Dover, NJ | Site ↗ |
| 3.56% | Picatinny | 3 yr | Dover, NJ | Site ↗ |