Best Checking Rates at New Jersey Credit Unions
25 current offers from 12 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Garden Savings | Open | Parsippany, NJ | Site ↗ |
| 4.07% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 4.00% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 4.00% | Edifi | Open | Willingboro, NJ | Site ↗ |
| 4.00% | Edifi | 1 yr | Willingboro, NJ | Site ↗ |
| 3.04% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 3.00% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 2.53% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 2.50% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 2.02% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 2.00% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 1.75% | Greater Alliance | Open | Paramus, NJ | Site ↗ |
| 1.00% | Hoboken School Employees | Open | Hoboken, NJ | Site ↗ |
| 0.50% | Healthcare Employees | Open | Princeton, NJ | Site ↗ |
| 0.35% | Greater Alliance | Open | Paramus, NJ | Site ↗ |
| 0.25% | Jersey Central | Open | Cranford, NJ | Site ↗ |
| 0.25% | Campbell | Open | Maple Shade, NJ | Site ↗ |
| 0.20% | Garden Savings | Open | Parsippany, NJ | Site ↗ |
| 0.20% | Greater Alliance | Open | Paramus, NJ | Site ↗ |
| 0.15% | Jersey Central | Open | Cranford, NJ | Site ↗ |
| 0.15% | Edifi | Open | Willingboro, NJ | Site ↗ |
| 0.15% | Garden Savings | Open | Parsippany, NJ | Site ↗ |
| 0.15% | Garden Savings | 10 mo | Parsippany, NJ | Site ↗ |
| 0.15% | Edifi | 1 yr | Willingboro, NJ | Site ↗ |
| 0.10% | Edifi | Open | Willingboro, NJ | Site ↗ |