Best IRA CD Rates Near Charlotte, NC
25 current offers from credit unions with branches in or near Charlotte. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.10% | Civic | 2 yr | Charlotte, NC | Site ↗ |
| 4.00% | Civic | 1 yr | Charlotte, NC | Site ↗ |
| 4.00% | Civic | 18 mo | Charlotte, NC | Site ↗ |
| 4.00% | Civic | 5 yr | Charlotte, NC | Site ↗ |
| 3.95% | Allegacy | 14 mo | Charlotte, NC | Site ↗ |
| 3.90% | Blue Flame | 5 yr | Charlotte, NC | Site ↗ |
| 3.85% | Civic | 3 yr | Charlotte, NC | Site ↗ |
| 3.75% | Blue Flame | 4 yr | Charlotte, NC | Site ↗ |
| 3.70% | Civic | 4 yr | Charlotte, NC | Site ↗ |
| 3.65% | Civic | 6 mo | Charlotte, NC | Site ↗ |
| 3.65% | Blue Flame | 3 yr | Charlotte, NC | Site ↗ |
| 3.60% | Blue Flame | 2 yr | Charlotte, NC | Site ↗ |
| 3.55% | Blue Flame | 18 mo | Charlotte, NC | Site ↗ |
| 3.50% | Blue Flame | 1 yr | Charlotte, NC | Site ↗ |
| 3.45% | Allegacy | 1 yr | Charlotte, NC | Site ↗ |
| 3.35% | Allegacy | 18 mo | Charlotte, NC | Site ↗ |
| 3.35% | Allegacy | 2 yr | Charlotte, NC | Site ↗ |
| 3.25% | Allegacy | 1 yr | Charlotte, NC | Site ↗ |
| 3.15% | Blue Flame | 9 mo | Charlotte, NC | Site ↗ |
| 3.15% | Allegacy | 18 mo | Charlotte, NC | Site ↗ |
| 3.15% | Allegacy | 2 yr | Charlotte, NC | Site ↗ |
| 3.00% | Civic | Open | Charlotte, NC | Site ↗ |
| 2.90% | Allegacy | 3 yr | Charlotte, NC | Site ↗ |
| 2.90% | Allegacy | 4 yr | Charlotte, NC | Site ↗ |
| 2.90% | Allegacy | 5 yr | Charlotte, NC | Site ↗ |