Best IRA CD Rates at North Carolina Credit Unions
25 current offers from 12 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.10% | Civic | 2 yr | Raleigh, NC | Site ↗ |
| 4.00% | Civic | 1 yr | Raleigh, NC | Site ↗ |
| 4.00% | Civic | 18 mo | Raleigh, NC | Site ↗ |
| 4.00% | Civic | 5 yr | Raleigh, NC | Site ↗ |
| 3.95% | Allegacy | 14 mo | Winston Salem, NC | Site ↗ |
| 3.90% | Blue Flame | 5 yr | Charlotte, NC | Site ↗ |
| 3.85% | Civic | 3 yr | Raleigh, NC | Site ↗ |
| 3.75% | Summit | 9 mo | Greensboro, NC | Site ↗ |
| 3.75% | Summit | 27 mo | Greensboro, NC | Site ↗ |
| 3.75% | Blue Flame | 4 yr | Charlotte, NC | Site ↗ |
| 3.70% | Civic | 4 yr | Raleigh, NC | Site ↗ |
| 3.65% | Civic | 6 mo | Raleigh, NC | Site ↗ |
| 3.65% | Blue Flame | 3 yr | Charlotte, NC | Site ↗ |
| 3.60% | Blue Flame | 2 yr | Charlotte, NC | Site ↗ |
| 3.55% | Blue Flame | 18 mo | Charlotte, NC | Site ↗ |
| 3.51% | Members | Open | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 2 yr | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 3 yr | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 5 yr | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 24 yr | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 36 yr | Winston Salem, NC | Site ↗ |
| 3.51% | Members | 60 yr | Winston Salem, NC | Site ↗ |
| 3.50% | Blue Flame | 1 yr | Charlotte, NC | Site ↗ |
| 3.50% | Summit | 39 mo | Greensboro, NC | Site ↗ |
| 3.45% | Allegacy | 1 yr | Winston Salem, NC | Site ↗ |