Best Checking Rates at North Carolina Credit Unions
20 current offers from 13 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 3.00% | Allegacy | Open | Winston Salem, NC | Site ↗ |
| 2.75% | Lithium | Open | Bessemer City, NC | Site ↗ |
| 1.75% | Piedmont Advantage Credit Union | Open | Winston Salem, NC | Site ↗ |
| 1.74% | Piedmont Advantage Credit Union | Open | Winston Salem, NC | Site ↗ |
| 1.51% | Bragg Mutual | Open | Fayetteville, NC | Site ↗ |
| 0.15% | Blue Flame | Open | Charlotte, NC | Site ↗ |
| 0.10% | Allegacy | Open | Winston Salem, NC | Site ↗ |
| 0.10% | Civic | Open | Raleigh, NC | Site ↗ |
| 0.10% | Blue Flame | Open | Charlotte, NC | Site ↗ |
| 0.05% | Truliant | Open | Winston Salem, NC | Site ↗ |
| 0.05% | Bragg Mutual | Open | Fayetteville, NC | Site ↗ |
| 0.05% | Lion'S Share | Open | Salisbury, NC | Site ↗ |
| 0.05% | Electel Cooperative | Open | Raleigh, NC | Site ↗ |
| 0.05% | Allegacy | Open | Winston Salem, NC | Site ↗ |
| 0.05% | North Carolina Community | Open | Goldsboro, NC | Site ↗ |
| 0.05% | Piedmont Advantage Credit Union | Open | Winston Salem, NC | Site ↗ |
| 0.05% | Weyco Community | Open | Plymouth, NC | Site ↗ |
| 0.05% | Emergency Responders | Open | Winston Salem, NC | Site ↗ |
| 0.01% | Members | Open | Winston Salem, NC | Site ↗ |
| 0.01% | Blue Flame | Open | Charlotte, NC | Site ↗ |