Best CD Rates Near Charlotte, NC
25 current offers from credit unions with branches in or near Charlotte. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.20% | Civic | 2 yr | Charlotte, NC | Site ↗ |
| 4.10% | Civic | 1 yr | Charlotte, NC | Site ↗ |
| 4.10% | Civic | 18 mo | Charlotte, NC | Site ↗ |
| 4.10% | Civic | 2 yr | Charlotte, NC | Site ↗ |
| 4.10% | Civic | 5 yr | Charlotte, NC | Site ↗ |
| 4.05% | Truliant | 19 mo | Charlotte, NC | Site ↗ |
| 4.00% | Civic | 18 mo | Charlotte, NC | Site ↗ |
| 4.00% | Civic | 5 yr | Charlotte, NC | Site ↗ |
| 3.95% | Lion'S Share | 18 mo | Charlotte, NC | Site ↗ |
| 3.95% | Civic | 3 yr | Charlotte, NC | Site ↗ |
| 3.90% | Blue Flame | 5 yr | Charlotte, NC | Site ↗ |
| 3.85% | Lion'S Share | 1 yr | Charlotte, NC | Site ↗ |
| 3.85% | Allegacy | 14 mo | Charlotte, NC | Site ↗ |
| 3.85% | Civic | 3 yr | Charlotte, NC | Site ↗ |
| 3.80% | Lion'S Share | 1 yr | Charlotte, NC | Site ↗ |
| 3.80% | Lion'S Share | 2 yr | Charlotte, NC | Site ↗ |
| 3.80% | Civic | 4 yr | Charlotte, NC | Site ↗ |
| 3.75% | Civic | 6 mo | Charlotte, NC | Site ↗ |
| 3.75% | Lion'S Share | 3 yr | Charlotte, NC | Site ↗ |
| 3.75% | Blue Flame | 4 yr | Charlotte, NC | Site ↗ |
| 3.70% | Lion'S Share | 6 mo | Charlotte, NC | Site ↗ |
| 3.70% | Lion'S Share | 2 yr | Charlotte, NC | Site ↗ |
| 3.70% | Civic | 4 yr | Charlotte, NC | Site ↗ |
| 3.65% | Piedmont Advantage Credit Union | 5 mo | Charlotte, NC | Site ↗ |
| 3.65% | Civic | 11 mo | Charlotte, NC | Site ↗ |