Best IRA CD Rates at Minnesota Credit Unions
25 current offers from 16 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.10% | Associated Healthcare | 5 yr | Woodbury, MN | Site ↗ |
| 4.06% | Harbor Pointe | Open | Duluth, MN | Site ↗ |
| 4.00% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.96% | Harbor Pointe | Open | Duluth, MN | Site ↗ |
| 3.93% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.87% | My | Open | Bloomington, MN | Site ↗ |
| 3.86% | Harbor Pointe | Open | Duluth, MN | Site ↗ |
| 3.85% | My | Open | Bloomington, MN | Site ↗ |
| 3.83% | My | Open | Bloomington, MN | Site ↗ |
| 3.80% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.76% | Harbor Pointe | Open | Duluth, MN | Site ↗ |
| 3.75% | Greater Community | 1 yr | Dawson, MN | Site ↗ |
| 3.74% | My | Open | Bloomington, MN | Site ↗ |
| 3.74% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.66% | Harbor Pointe | Open | Duluth, MN | Site ↗ |
| 3.66% | My | Open | Bloomington, MN | Site ↗ |
| 3.65% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.60% | Associated Healthcare | 6 mo | Woodbury, MN | Site ↗ |
| 3.60% | Associated Healthcare | 1 yr | Woodbury, MN | Site ↗ |
| 3.60% | Associated Healthcare | 18 mo | Woodbury, MN | Site ↗ |
| 3.60% | Associated Healthcare | 2 yr | Woodbury, MN | Site ↗ |
| 3.60% | Associated Healthcare | 3 yr | Woodbury, MN | Site ↗ |
| 3.60% | Associated Healthcare | 4 yr | Woodbury, MN | Site ↗ |
| 3.59% | Co-Op Credit Union Of Montevideo | Open | Montevideo, MN | Site ↗ |
| 3.55% | Harbor Pointe | Open | Duluth, MN | Site ↗ |