Best Checking Rates at Minnesota Credit Unions
25 current offers from 20 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Associated Healthcare | Open | Woodbury, MN | Site ↗ |
| 5.00% | Sharepoint | Open | Bloomington, MN | Site ↗ |
| 5.00% | Heartland | Open | Inver Grove Heights, MN | Site ↗ |
| 5.00% | Mid Minnesota | Open | Baxter, MN | Site ↗ |
| 4.89% | Associated Healthcare | Open | Woodbury, MN | Site ↗ |
| 4.50% | Minnco | Open | Cambridge, MN | Site ↗ |
| 4.00% | Trustone Financial | Open | Plymouth, MN | Site ↗ |
| 3.00% | Mid Minnesota | Open | Baxter, MN | Site ↗ |
| 1.50% | Novation | Open | Oakdale, MN | Site ↗ |
| 1.50% | Latvian | Open | Minneapolis, MN | Site ↗ |
| 1.25% | Minnco | Open | Cambridge, MN | Site ↗ |
| 1.00% | Sharepoint | Open | Bloomington, MN | Site ↗ |
| 1.00% | Minnco | Open | Cambridge, MN | Site ↗ |
| 0.75% | Minnco | Open | Cambridge, MN | Site ↗ |
| 0.60% | Northwoods | Open | Cloquet, MN | Site ↗ |
| 0.45% | Northwoods | Open | Cloquet, MN | Site ↗ |
| 0.30% | Northwoods | Open | Cloquet, MN | Site ↗ |
| 0.25% | Building Trades | Open | Maple Grove, MN | Site ↗ |
| 0.20% | Mid Minnesota | Open | Baxter, MN | Site ↗ |
| 0.15% | Mid Minnesota | Open | Baxter, MN | Site ↗ |
| 0.15% | Northwoods | Open | Cloquet, MN | Site ↗ |
| 0.10% | Trustar | Open | International Falls, MN | Site ↗ |
| 0.10% | Mid Minnesota | Open | Baxter, MN | Site ↗ |
| 0.10% | Latvian | Open | Minneapolis, MN | Site ↗ |
| 0.10% | Sharepoint | Open | Bloomington, MN | Site ↗ |