Best IRA CD Rates at Michigan Credit Unions
25 current offers from 39 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Alpena-Alcona Area | 25 mo | Alpena, MI | Site ↗ |
| 4.30% | Genisys | 25 mo | Auburn Hills, MI | Site ↗ |
| 4.18% | Family Financial | 1 yr | Norton Shores, MI | Site ↗ |
| 4.11% | Genisys | 5 yr | Auburn Hills, MI | Site ↗ |
| 4.07% | H.P.C. | Open | Alpena, MI | Site ↗ |
| 4.07% | Family Financial | 1 yr | Norton Shores, MI | Site ↗ |
| 4.06% | Genisys | 5 yr | Auburn Hills, MI | Site ↗ |
| 4.00% | Michigan State University | Open | East Lansing, MI | Site ↗ |
| 4.00% | Community Choice | 5 mo | Farmington Hills, MI | Site ↗ |
| 3.96% | Genisys | 4 yr | Auburn Hills, MI | Site ↗ |
| 3.91% | Genisys | 4 yr | Auburn Hills, MI | Site ↗ |
| 3.90% | Lake Trust | Open | Brighton, MI | Site ↗ |
| 3.90% | Genisys | 13 mo | Auburn Hills, MI | Site ↗ |
| 3.89% | Genisys | 3 yr | Auburn Hills, MI | Site ↗ |
| 3.85% | Michigan State University | Open | East Lansing, MI | Site ↗ |
| 3.85% | Loc | 13 mo | Farmington, MI | Site ↗ |
| 3.85% | Tlc Community | 5 yr | Adrian, MI | Site ↗ |
| 3.83% | Lake Trust | Open | Brighton, MI | Site ↗ |
| 3.83% | Genisys | 3 yr | Auburn Hills, MI | Site ↗ |
| 3.80% | Michigan State University | Open | East Lansing, MI | Site ↗ |
| 3.80% | Genisys | 2 yr | Auburn Hills, MI | Site ↗ |
| 3.80% | Tlc Community | 5 yr | Adrian, MI | Site ↗ |
| 3.75% | Consumers Professional | Open | Lansing, MI | Site ↗ |
| 3.75% | Public Service | Open | Romulus, MI | Site ↗ |
| 3.75% | Monroe Community | Open | Monroe, MI | Site ↗ |