Best Checking Rates at Michigan Credit Unions
25 current offers from 35 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 7.00% | Dfcu Financial | Open | Dearborn, MI | Site ↗ |
| 6.75% | Genisys | Open | Auburn Hills, MI | Site ↗ |
| 6.00% | Monroe Community | Open | Monroe, MI | Site ↗ |
| 5.12% | Tba | Open | Traverse City, MI | Site ↗ |
| 5.12% | Compass | Open | Sparta, MI | Site ↗ |
| 5.00% | Safe Harbor | Open | Ludington, MI | Site ↗ |
| 5.00% | Wildfire | Open | Saginaw, MI | Site ↗ |
| 5.00% | United Financial | Open | Saginaw, MI | Site ↗ |
| 4.50% | Community Focus | Open | Brownstown, MI | Site ↗ |
| 4.25% | Jolt | Open | Saginaw, MI | Site ↗ |
| 4.17% | Jolt | Open | Saginaw, MI | Site ↗ |
| 4.15% | Financial Plus | Open | Flint, MI | Site ↗ |
| 4.10% | Community Choice | Open | Farmington Hills, MI | Site ↗ |
| 4.03% | Community Choice | Open | Farmington Hills, MI | Site ↗ |
| 4.00% | Arbor Financial | Open | Kalamazoo, MI | Site ↗ |
| 4.00% | Aac | Open | Grand Rapids, MI | Site ↗ |
| 3.85% | Community West | 5 yr | Kentwood, MI | Site ↗ |
| 3.50% | Community West | Open | Kentwood, MI | Site ↗ |
| 3.50% | Community West | 17 mo | Kentwood, MI | Site ↗ |
| 3.45% | Community West | Open | Kentwood, MI | Site ↗ |
| 3.45% | Community West | 11 mo | Kentwood, MI | Site ↗ |
| 3.35% | Community West | Open | Kentwood, MI | Site ↗ |
| 3.35% | Community West | 23 mo | Kentwood, MI | Site ↗ |
| 3.25% | Community West | Open | Kentwood, MI | Site ↗ |
| 3.25% | Community West | 35 mo | Kentwood, MI | Site ↗ |