Best CD Rates at Michigan Credit Unions
25 current offers from 51 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.15% | Diversified Members | 1 yr | Detroit, MI | Site ↗ |
| 5.12% | Tba | Open | Traverse City, MI | Site ↗ |
| 5.00% | United Financial | Open | Saginaw, MI | Site ↗ |
| 5.00% | Tba | Open | Traverse City, MI | Site ↗ |
| 5.00% | United Financial | 6 mo | Saginaw, MI | Site ↗ |
| 5.00% | Alpena-Alcona Area | 25 mo | Alpena, MI | Site ↗ |
| 4.34% | Wolverine State | 1 yr | Alpena, MI | Site ↗ |
| 4.25% | Port City | Open | Muskegon, MI | Site ↗ |
| 4.25% | Port City | 6 mo | Muskegon, MI | Site ↗ |
| 4.14% | Ignite | 14 mo | Battle Creek, MI | Site ↗ |
| 4.11% | Wildfire | 9 mo | Saginaw, MI | Site ↗ |
| 4.08% | Wolverine State | 1 yr | Alpena, MI | Site ↗ |
| 4.07% | H.P.C. | 6 mo | Alpena, MI | Site ↗ |
| 4.07% | H.P.C. | 1 yr | Alpena, MI | Site ↗ |
| 4.07% | H.P.C. | 18 mo | Alpena, MI | Site ↗ |
| 4.07% | H.P.C. | 2 yr | Alpena, MI | Site ↗ |
| 4.07% | Wildfire | 59 mo | Saginaw, MI | Site ↗ |
| 4.07% | Wildfire | 5 yr | Saginaw, MI | Site ↗ |
| 4.06% | Lake Huron | Open | Saginaw, MI | Site ↗ |
| 4.06% | Lake Huron | 1 yr | Saginaw, MI | Site ↗ |
| 4.06% | A.B.D. | 1 yr | Warren, MI | Site ↗ |
| 4.06% | Wayne-Westland | 1 yr | Westland, MI | Site ↗ |
| 4.06% | Alpena-Alcona Area | 1 yr | Alpena, MI | Site ↗ |
| 4.06% | Extra | 5 yr | Warren, MI | Site ↗ |
| 4.05% | Michigan Schools And Government | Open | Clinton Township, MI | Site ↗ |