Best IRA CD Rates at Massachusetts Credit Unions
25 current offers from 24 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 5.00% | Rockland | Open | Rockland, MA | Site ↗ |
| 4.00% | Marblehead Municipal | 2 yr | Marblehead, MA | Site ↗ |
| 3.85% | Align | 5 mo | Lowell, MA | Site ↗ |
| 3.85% | Mass Bay | 6 mo | South Boston, MA | Site ↗ |
| 3.82% | First Priority | 6 mo | Boston, MA | Site ↗ |
| 3.80% | Rockland | 6 mo | Rockland, MA | Site ↗ |
| 3.76% | Boston Firefighters | 6 mo | Dorchester, MA | Site ↗ |
| 3.76% | Worcester | 7 mo | Worcester, MA | Site ↗ |
| 3.75% | Health Alliance | 3 mo | Somerville, MA | Site ↗ |
| 3.75% | Alden | 10 mo | Chicopee, MA | Site ↗ |
| 3.75% | Rockland | 10 mo | Rockland, MA | Site ↗ |
| 3.75% | Mass Bay | 1 yr | South Boston, MA | Site ↗ |
| 3.75% | Marblehead Municipal | 1 yr | Marblehead, MA | Site ↗ |
| 3.75% | Marblehead Municipal | 2 yr | Marblehead, MA | Site ↗ |
| 3.74% | Rockland | 6 mo | Rockland, MA | Site ↗ |
| 3.70% | Align | 8 mo | Lowell, MA | Site ↗ |
| 3.69% | Rockland | 10 mo | Rockland, MA | Site ↗ |
| 3.65% | Alltrust | 5 mo | Fairhaven, MA | Site ↗ |
| 3.63% | Worcester | 9 mo | Worcester, MA | Site ↗ |
| 3.61% | Athol | 9 mo | Athol, MA | Site ↗ |
| 3.61% | Athol | 6 mo | Athol, MA | Site ↗ |
| 3.56% | First Priority | 6 mo | Boston, MA | Site ↗ |
| 3.56% | First Priority | 7 mo | Boston, MA | Site ↗ |
| 3.56% | First Priority | 1 yr | Boston, MA | Site ↗ |
| 3.55% | Athol | 6 mo | Athol, MA | Site ↗ |