Best CD Rates at Massachusetts Credit Unions
25 current offers from 30 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.08% | Worcester Fire Dept. | 1 yr | Worcester, MA | Site ↗ |
| 4.07% | River Works | Open | Lynn, MA | Site ↗ |
| 4.00% | Digital | Open | Acton, MA | Site ↗ |
| 4.00% | Members Plus | 6 mo | Medford, MA | Site ↗ |
| 4.00% | Members Plus | 3 yr | Medford, MA | Site ↗ |
| 4.00% | Members Plus | 4 yr | Medford, MA | Site ↗ |
| 4.00% | Members Plus | 5 yr | Medford, MA | Site ↗ |
| 3.95% | Liberty Bay | 5 mo | Braintree, MA | Site ↗ |
| 3.90% | Freedom | 5 yr | Springfield, MA | Site ↗ |
| 3.87% | Members Plus | Open | Medford, MA | Site ↗ |
| 3.87% | Members Plus | 2 yr | Medford, MA | Site ↗ |
| 3.85% | Align | 5 mo | Lowell, MA | Site ↗ |
| 3.85% | Mass Bay | 6 mo | South Boston, MA | Site ↗ |
| 3.85% | Quincy | 6 mo | Quincy, MA | Site ↗ |
| 3.85% | City Of Boston | 7 mo | South Boston, MA | Site ↗ |
| 3.82% | St. Anthony Of Padua | 6 mo | Fall River, MA | Site ↗ |
| 3.80% | Worcester Police Department | 9 mo | Worcester, MA | Site ↗ |
| 3.78% | Quincy | 6 mo | Quincy, MA | Site ↗ |
| 3.76% | Worcester | 7 mo | Worcester, MA | Site ↗ |
| 3.75% | Hanscom | Open | Hanscom Afb, MA | Site ↗ |
| 3.75% | Members Plus | Open | Medford, MA | Site ↗ |
| 3.75% | Digital | Open | Acton, MA | Site ↗ |
| 3.75% | I-C | Open | Fitchburg, MA | Site ↗ |
| 3.75% | Health Alliance | 6 mo | Somerville, MA | Site ↗ |
| 3.75% | Liberty Bay | 7 mo | Braintree, MA | Site ↗ |