Best IRA CD Rates Near Miami, FL
25 current offers from credit unions with branches in or near Miami. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 3.87% | Jetstream | Open | Miami, FL | Site ↗ |
| 3.85% | Space Coast | 1 yr | Miami, FL | Site ↗ |
| 3.85% | Space Coast | 18 mo | Miami, FL | Site ↗ |
| 3.80% | Jetstream | Open | Miami, FL | Site ↗ |
| 3.80% | Space Coast | 1 yr | Miami, FL | Site ↗ |
| 3.80% | Space Coast | 18 mo | Miami, FL | Site ↗ |
| 3.75% | Space Coast | 6 mo | Miami, FL | Site ↗ |
| 3.75% | Space Coast | 9 mo | Miami, FL | Site ↗ |
| 3.75% | Space Coast | 2 yr | Miami, FL | Site ↗ |
| 3.75% | Space Coast | 5 yr | Miami, FL | Site ↗ |
| 3.72% | Space Coast | 6 mo | Miami, FL | Site ↗ |
| 3.70% | Space Coast | 9 mo | Miami, FL | Site ↗ |
| 3.70% | Space Coast | 2 yr | Miami, FL | Site ↗ |
| 3.70% | Space Coast | 54 mo | Miami, FL | Site ↗ |
| 3.70% | Space Coast | 5 yr | Miami, FL | Site ↗ |
| 3.65% | Space Coast | 4 yr | Miami, FL | Site ↗ |
| 3.65% | Space Coast | 54 mo | Miami, FL | Site ↗ |
| 3.60% | Space Coast | 42 mo | Miami, FL | Site ↗ |
| 3.60% | Space Coast | 4 yr | Miami, FL | Site ↗ |
| 3.55% | Space Coast | 30 mo | Miami, FL | Site ↗ |
| 3.55% | Space Coast | 3 yr | Miami, FL | Site ↗ |
| 3.55% | Space Coast | 42 mo | Miami, FL | Site ↗ |
| 3.50% | Space Coast | 3 mo | Miami, FL | Site ↗ |
| 3.50% | Space Coast | 30 mo | Miami, FL | Site ↗ |
| 3.50% | Space Coast | 3 yr | Miami, FL | Site ↗ |