Best IRA CD Rates at Florida Credit Unions
25 current offers from 21 credit unions. Updated May 24, 2026.
Search by ZIP for nearest branch →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 4.50% | Brightstar | Open | Hollywood, FL | Site ↗ |
| 4.25% | Brightstar | 7 yr | Hollywood, FL | Site ↗ |
| 4.05% | Brightstar | 3 yr | Hollywood, FL | Site ↗ |
| 4.00% | Brightstar | Open | Hollywood, FL | Site ↗ |
| 4.00% | Brightstar | 13 mo | Hollywood, FL | Site ↗ |
| 4.00% | Brightstar | 5 yr | Hollywood, FL | Site ↗ |
| 3.87% | Jetstream | Open | Miami Lakes, FL | Site ↗ |
| 3.85% | Space Coast | 1 yr | Melbourne, FL | Site ↗ |
| 3.85% | Space Coast | 18 mo | Melbourne, FL | Site ↗ |
| 3.85% | San Antonio Citizens | 5 yr | San Antonio, FL | Site ↗ |
| 3.80% | Jetstream | Open | Miami Lakes, FL | Site ↗ |
| 3.80% | First Choice | Open | West Palm Beach, FL | Site ↗ |
| 3.80% | Space Coast | 1 yr | Melbourne, FL | Site ↗ |
| 3.80% | Space Coast | 18 mo | Melbourne, FL | Site ↗ |
| 3.75% | Ocala Community | Open | Ocala, FL | Site ↗ |
| 3.75% | Brightstar | 3 mo | Hollywood, FL | Site ↗ |
| 3.75% | Brightstar | 6 mo | Hollywood, FL | Site ↗ |
| 3.75% | Space Coast | 6 mo | Melbourne, FL | Site ↗ |
| 3.75% | Space Coast | 9 mo | Melbourne, FL | Site ↗ |
| 3.75% | Brightstar | 2 yr | Hollywood, FL | Site ↗ |
| 3.75% | Space Coast | 2 yr | Melbourne, FL | Site ↗ |
| 3.75% | Brightstar | 3 yr | Hollywood, FL | Site ↗ |
| 3.75% | San Antonio Citizens | 4 yr | San Antonio, FL | Site ↗ |
| 3.75% | Space Coast | 5 yr | Melbourne, FL | Site ↗ |
| 3.72% | Space Coast | 6 mo | Melbourne, FL | Site ↗ |