Best IRA CD Rates Near San Jose, CA
22 current offers from credit unions with branches in or near San Jose. Updated May 24, 2026.
Search by ZIP & radius →| APY | Credit union | Term | Location | Source |
|---|---|---|---|---|
| 3.65% | Excite | 6 mo | San Jose, CA | Site ↗ |
| 3.65% | Excite | 1 yr | San Jose, CA | Site ↗ |
| 3.50% | Provident | Open | San Jose, CA | Site ↗ |
| 3.50% | Excite | 2 yr | San Jose, CA | Site ↗ |
| 3.03% | Mirastar | Open | San Jose, CA | Site ↗ |
| 3.03% | Mirastar | 1 yr | San Jose, CA | Site ↗ |
| 3.03% | Mirastar | 2 yr | San Jose, CA | Site ↗ |
| 3.03% | Mirastar | 3 yr | San Jose, CA | Site ↗ |
| 3.03% | Mirastar | 4 yr | San Jose, CA | Site ↗ |
| 3.00% | Mirastar | Open | San Jose, CA | Site ↗ |
| 3.00% | Mirastar | 1 yr | San Jose, CA | Site ↗ |
| 3.00% | Mirastar | 2 yr | San Jose, CA | Site ↗ |
| 3.00% | Mirastar | 3 yr | San Jose, CA | Site ↗ |
| 3.00% | Mirastar | 4 yr | San Jose, CA | Site ↗ |
| 2.78% | Mirastar | Open | San Jose, CA | Site ↗ |
| 2.78% | Mirastar | 6 mo | San Jose, CA | Site ↗ |
| 2.75% | Mirastar | Open | San Jose, CA | Site ↗ |
| 2.75% | Mirastar | 6 mo | San Jose, CA | Site ↗ |
| 2.75% | Excite | 3 yr | San Jose, CA | Site ↗ |
| 2.75% | Excite | 4 yr | San Jose, CA | Site ↗ |
| 2.75% | Excite | 5 yr | San Jose, CA | Site ↗ |
| 0.10% | Mirastar | Open | San Jose, CA | Site ↗ |